The contents of targetrate.com are owned and copyrighted by TargetRate.Com and are protected by the laws of the United States, its treaty countries and other jurisdictions. All rights are reserved and no reproduction, distribution, or transmission of the copyrighted materials at this Web Site is permitted without the written permission of TargetRate.Com. All trademarks, logos and service marks are the property of TargetRate.Com.

You hereby understand and agree that by using www.TargetRate.com you automatically and without any further action have established a business relationship between you and TargetRate.Com. As a result you agree to allow TargetRate.Com to contact you about its business via telephone, e-mail and /or standard mail using the contact information you have provided. You hereby consent to such contact even if your phone number is on any Do Not Call list.

You agree to indemnify and hold TargetRate.Com harmless from and against any and all loss, cost, damage, or expense including, but not limited to, reasonable attorneys' fees incurred by TargetRate.Com arising out of any action at law or other proceeding necessary to enforce any of the terms, covenants or conditions of the Agreement or due to your breach of this Agreement.

This Agreement shall be governed by the laws of the State of California. You hereby consent and voluntarily submit to personal jurisdiction in the State of California, in and by the courts of the State of California in Los Angeles County, in any action in which a claim is brought with respect to this Agreement and you agree that it may be served with process in any such action by hand delivery, courier, overnight delivery service, or certified or registered mail, return receipt requested. You irrevocably and unconditionally waive and agree not to plead, to the fullest extent permitted by law, any objection that it may now or hereafter have to the laying of venue or the convenience of the forum of any action or claim with respect to this Agreement brought in the United States District Court for the State of California or the courts of Los Angeles County. If and whenever possible, you agree that any dispute can be resolve through arbitration and you will accept the decsion made by an approved 3d party independent arbitrator as selected by TargetRate.com for any and all disputes.

This Agreement embodies the entire agreement between the parties and may not be amended, modified, altered or changed in any respect whatsoever except by a writing duly executed by the parties hereto. This Agreement supersedes any and all prior and contemporaneous oral or written agreements or understandings between you and TargetRate.Com. No representation, promise, inducement or statement of intention has been made by you and TargetRate.Com that is not embodied in this Agreement. You and TargetRate.Com shall not be bound by, or liable for, any alleged representation, promise, inducement, or statement of intention not contained in this Agreement. A printed version of this Agreement shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You agree that each provision to this Agreement shall be construed independent of any other provision of this Agreement. The invalidity or unenforceability of any particular provision of this Agreement shall not affect the other provisions hereof. In the event any provision of this Agreement is deemed unenforceable, including, but not limited to, the liability disclaimers above, the unenforceable provision shall be replaced with an enforceable provision that most closely reflects the intent of the original provision.