Ventura County has become a growing community over the last 20 years. So much development has occurred not just in Ventura itself but the surrounding areas of Oxnard, Ojai, Camarillo, Thousand Oaks, Agoura Hills, Newberry Park and Westlake Village. In fact these communities have become huge pockets for suburban real estate. Home values have soared throughout. Our loan programs are designed to fit your individual needs. The Conejo Valley (as this is now called) is one of the most affluent areas in all of the United States.
I've helped many clients with loans throughout this area. A friends parents moved to Channel Island a few years ago and bought a beautiful home just one block from the beach. I helped arrange a refinance for this house. Another client bought a home in Camarillo, near the Camarillo Outlet Mall. This is a wonderful place to shop for Nike, Calvin Klein, Gap, Mikasa, Coach, Reebak, Bass or a ton of other designer items at discount prices.
I still play poker once in a while with a group of guys who live out in Agoura Hills. Just exit Kanan Road. I go right of Kanan to visit my friends house but if I go left towards Malibu there is a strip center and there is a great Chinese Restaurant there. I helped the owners purchase and refinance their house a couple of times.
My brother-in-law is in the theater business and produces theater in many markets including Thousand Oaks. The Thousand Oaks Civic offers as great season of the finest shows from Broadway and I used to co-sponsor when they were first getting started. The title company that I recommend for refinance transactions is located in Thousand Oaks.
\Whether your want a fixed rate loan or an adjustable rate loan we can help. We offer owner occupied loans, non-owner and investment loans or 2nd homes. We can provide full doc or stated income loan requests. Our closing costs are very competitive and we operate as a direct lender. That means we process your mortgage application, provide an approval and fund it, and then after closing it's delivered on the secondary market to one of our many investors. We sell loans to many major banks such as Bank of America/Countrywide, Wells Fargo, Citi Mortgage, Chase Home Mortgage, US Bank, Union Bank, HSBC, Suntrust and GMAC just to name a few.
Please feel free to email your questions or scenarios.