Main Number: 8777304999
Fax Number: 3108936462
1932 14th Street 2nd Floor
Santa Monica, CA 90404
WHO WE ARE: We are affiliated with RPM Mortgage Bank, Inc. a California Mortgage Banker and we operate as a direct lender for California loans. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. There are no upfront fees at TargetRate.Com. No deposit fees. No lock in fees. No credit report fees. No appraisal fees. We do require you to sign an agreement indicating you will be responsible to pay for the appraisal should your loan not fund.
WHY ARE THE RATES SO LOW? Low overhead means lower costs to deliver. We operate as a broker and through a direct lender. We work with some of the largest lenders around yet our pricing is likely to be lower than if you went to that same lender directly. We will never make the claim that we have the lowest rate or our rate is the best. We will never match other companies rates. That's for the other guys to do. We will simply quote you the best rate we can offer and still make a profit. No loan agents earning commissions, just low rates to you.
CLOSING COSTS: All loans have closing costs. We try our best to keep borrower’s cost low and give you the information to make your own choices. On Refinances we can provide an escrow and title company that offers discounted rates for our clients. Regardless of the options we will give you direct information about the costs UPFRONT so you know exactly what to expect and there are no surprises at closing.